Lending Preferences
We specialize in supporting all your private mortgage needs — from well-qualified, low-risk files seeking competitive terms to challenging, hard-to-place deals. This includes high loan-to-value scenarios, clients with credit issues, private refinancing, and urgent closing. Below is our general guidelines:
Property Types
– Single Family Residential
– Condo / Townhouse
– Multifamily (Duplex, Triplex, etc)
– Small Commercial
– Construction
Loan to Value / Size
– Generally up to 75% LTV. 80% LTV on exception cases
– 1st / 2nd / 3rd mortgages
– Loan sizes from $100,000 to $10,000,000
Locations
– Most areas in BC. Urban areas preferred
– Suburban properties may have a lower loan to value
We welcome
– Borrowers with low credit scores
– Corporate borrowers
– Non-traditional income sources
– Rush closing
– Behind a Private 1st mortgage
– Pay out of private mortgage
– ALR land